Team Lemonade. Whether you’re in Las Vegas to study, work, play, or anything in between, you’ll want to cover your stuff with renters insurance. While most people think of Las Vegas as a bastion of casino gambling and world-class entertainment, there’s lots more to this city than the Strip! Las Vegas offers residents high-quality suburban ...Five Lemonade renters share their coverage tips and tricks. Team Lemonade. Get a quote. Renters insurance is probably more affordable than you think—in 2024, the average policy with $30,000 of personal property coverage only costs around $18/month*. So the question isn’t whether or not you need renters insurance, it’s how much of it you need.About Lemonade. Lemonade offers a variety of policy types, including home insurance, renters insurance, and life insurance policies, as well as pet insurance … Lemonade’s landlord insurance is available to owners of condos and apartments in CA, NY, IL, TX, PA, NJ, and Washington, D.C., and starts at approximately $25/month. The price of landlord insurance differs depending on your home size, location, and cost to repair or rebuild. The security measures you have in place, like burglar alarms, or ... Hippo Homeowners Insurance, which was founded the same year as Lemonade, is another tech-heavy option for homeowners. However, even though both companies provide an entirely digital experience for ...Having Lemonade insurance coverage for our dogs has given us peace of mind — we don’t have to worry about ever making the choice between our dogs’ health and paying our bills. A few weeks ago, our dog’s leg was …Property and casualty insurance is provided by Lemonade Insurance Company (LIC), 5 Crosby St., 3rd floor, New York, NY 10013 or Metromile Insurance Company (MIC), 3080 N. Civic Center Plaza, Scottsdale, AZ 85251. Life Insurance provided by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, …Lemonade is a home insurance company that donates unclaimed money to charities. It offers competitive rates, digital experience and extended replacement cost … According to Bankrate, Wisconsin residents can get a pretty good deal when it comes to homeowners insurance rates. In Wisconsin, the average cost of homeowners insurance is around $1,312 per year. In comparison, the national average for homeowners insurance is $1,477. How much your homeowners insurance costs depends on your coverage limits ... Updated: Feb. 16, 2024. |. Save. According to our analysis of more than 10 home insurance policies and 15 companies, the best homeowners insurance company is Amica. In our review, we evaluate key ...Mar 13, 2024 · File claims from your phone - anytime, anywhere. SOME QUICK LEMONADE STATS. • Starts as low as $30/mo for car insurance, $5/mo for renters, $25/mo for homeowners, $12/mo for pet, and $9/mo for term life. • Financial rating of "A" exceptional. • Reinsured by the most trusted names on the planet. • Super fast and easy to use. A record of your home can save you if you need to match a paint color or make an insurance claim. If you’ve ever struggled to match a paint color, buy the right lightbulb for your ...According to Bankrate, Massachusetts residents can get a pretty good deal when it comes to home insurance rates. In Massachusetts, the average cost of homeowners insurance is around $1,312 per year. In … Good news—getting covered in Texas isn’t tough. Lemonade can hook you up with a quote and policy in minutes, with rates as low as $5 a month. No papers to fill out, no headaches. And we even donate leftover money to charities at the end of every year. That’s a win/win for everybody. GET YOUR QUOTE. The (Almost) 5 Star Condo Insurance. Lemonade has earned 4.9 stars in the App store and on Google Play, and is also top-rated by Supermoney, Clearsurance, and others. ... Property and casualty insurance is provided by Lemonade Insurance Company (LIC), 5 Crosby St., 3rd floor, New York, NY 10013 or Metromile Insurance Company (MIC), …Hippo Homeowners Insurance, which was founded the same year as Lemonade, is another tech-heavy option for homeowners. However, even though both companies provide an entirely digital experience for ...According to Bankrate, Connecticut residents can get a pretty good deal when it comes to homeowners insurance rates. The average cost of homeowners insurance in Connecticut is around $1,184 per year. The national average for homeowners insurance is $1,477 in comparision. How much you pay on homeowners insurance depends on your coverage …Insurance can be an expensive thing to purchase, and there are plenty of factors that can make your premiums cost even more than you anticipated. That being said, despite the costs...Renters insurance is typically more affordable than phone protection plans offered by retailers or carriers. While the price of Lemonade renters insurance start at $5/mo, mobile carrier insurance starts at $9/mo, and retailer-provided insurance starts at $11/mo. That said, to protect yourself against many possible phone-related accidents and ...When title to your house is not clear, there is someone with a claim against the property. That claim can interfere with your ability to purchase title insurance, which makes the r... The average annual cost of homeowners insurance in the U.S. is $1,680, which amounts to $140 per month, according to Value Penguin. Your homeowners insurance premium depends on a range of factors, including where you live, your home’s condition, your deductible, and the amount of coverage you choose. You can lower your premium by increasing ... Think of an HO5 policy like the Tesla Model X of insurance policies. It takes your basic homeowners insurance coverage and adds a number of significant perks. There are expanded limits for losses and damages to valuable items like jewelry, electronics, or even silverware. Your belongings are covered on an open perils basis, meaning that you ... It’s a homeowner’s nightmare: Becoming sick enough that you can no longer work, potentially causing you to miss house payments and lose your home. While homeowner’s insurance prote...Lemonade will be offering contents insurance in the UK starting from £4 per month that will include global coverage for personal items up to £2k in value each, totalling up to £100k. Extra fees will be charged for accidental damage cover for mobile devices. Meanwhile, Adam Winslow, chief executive of Aviva UK and Ireland General Insurance ...The Lemonade product in the Netherlands is easy to use and creates a positive experience, which the company is known for in the U.S. The Dutch product also has the added benefit of being based on the company’s Policy 2.0, a new insurance policy designed for the 21st century. Policy 2.0, currently available only in the Netherlands and …No. Homeowners and renters insurance policies do not cover damage caused by earthquakes, so if you live in a high-risk area, you’ll likely need to buy a separate policy, along with your base homeowners or renters insurance policy. In certain states, Lemonade offers earthquake coverage as an add-on—also known as an “endorsement.”.Lemonade offers contents and personal liability insurance powered by tech and driven by social good. We promise zero paperwork and instant everything by replacing brokers and bureaucracy with bots and machine learning. Get a Lemonade insurance policy in seconds, starting at 2 €/month.When title to your house is not clear, there is someone with a claim against the property. That claim can interfere with your ability to purchase title insurance, which makes the r... The national flood insurance program (NFIP) has been a government-subsidized flood coverage since 1968 for those living in locations at a high-risk for flooding. Until August 2021, the average annual premium for flood insurance was $739, but this modest amount might have been misleading to homeowners, as the price didn’t reflect the real risk ... Vet Bill: $5,391 Saved With Lemonade: $4,248. Kilo 2-year-old Mixed Breed. What happened? Upper Respiratory Infection. After dry heaving for a few days, Kilo was taken to the vet for various tests. He was diagnosed an upper respiratory infection and prescribed medication. Vet Bill: $1,544 Saved With Lemonade: $1,266.On average, renters insurance in New York costs $14.60 per month. Take note that in New York City, the cost of renters insurance is above average, at $23.50/mo, with Brooklyn having the most expensive renters insurance rates (an average of $26.75/mo). But aside from location, there are tons of other parameters that factor into your renters ...Nationwide, the average cost of landlord insurance is $1,288 per year, or about $107 per month, while the average cost of a renters insurance policy is $186 a year, or $15.50 a month. Lemonade offers landlord insurance policies starting at $25 per month, and Lemonade’s renters insurance coverage starts as low as $5 a month.Homeowners insurance can give you back a normal life after your house or possessions are damaged or lost. Learn about whether you need homeowners insurance from this article. Adver...Property and casualty insurance is provided by Lemonade Insurance Company (LIC), 5 Crosby St., 3rd floor, New York, NY 10013 or Metromile Insurance Company (MIC), 3080 N. Civic Center Plaza, Scottsdale, AZ 85251. Life Insurance provided by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, … Personal Property. Personal property coverage protects your stuff both inside and outside your home. So, if your couch is ruined due to a burst pipe or your laptop is swiped at a coffee shop, homeowners insurance has your back. With Lemonade, if your insurance claim is approved, you’ll receive the replacement cost of your personal belongings ... Login to your lemonade account. Renters Homeowners Car Pet Life Giveback. Check our prices . EMAIL ADDRESS. Login. Help. lemonade and cookies. We use cookies and other technologies to provide you with the best possible user experience and to personalize advertising on and off our website. In addition, our partners may use cookies or other ...Originally Published: Apr 11, 2022 Last Updated: Feb 18, 2024 11 min read. SHARE. If you’re looking for homeowners insurance that emphasizes simplicity in language and … Nationwide, the average cost of landlord insurance is $1,288 per year, or about $107 per month, while the average cost of a renters insurance policy is $186 a year, or $15.50 a month. Lemonade offers landlord insurance policies starting at $25 per month, and Lemonade’s renters insurance coverage starts as low as $5 a month. SOME QUICK LEMONADE STATS. • Starts as low as $30/mo for car insurance, $5/mo for renters, $25/mo for homeowners, $12/mo for pet, and $9/mo for term life. • Financial rating of “A” exceptional. • 90 secs to get a policy through our app. • Super fast and easy to use. • Reinsured by the most trusted names on the planet. WHY LEMONADE ... Property and casualty insurance is provided by Lemonade Insurance Company (LIC), 5 Crosby St., 3rd floor, New York, NY 10013 or Metromile Insurance Company (MIC), 3080 N. Civic Center Plaza, Scottsdale, AZ 85251. Life Insurance provided by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, …Lemonade, typically made using lemon juice, water and sugar, does not naturally contain caffeine. However, some bottled beverages containing other ingredients in addition to lemona...According to Bankrate, Michigan residents can get a pretty good deal when it comes to homeowners insurance rates. In Michigan, the average cost of homeowners insurance is around $1,120 per year. In comparison, the national average for homeowners insurance is $1,477. How much your homeowners insurance costs depends on your coverage limits, …Having Lemonade insurance coverage for our dogs has given us peace of mind — we don’t have to worry about ever making the choice between our dogs’ health and paying our bills. A few weeks ago, our dog’s leg was …According to Bankrate, Michigan residents can get a pretty good deal when it comes to homeowners insurance rates. In Michigan, the average cost of homeowners insurance is around $1,120 per year. In comparison, the national average for homeowners insurance is $1,477. How much your homeowners insurance costs depends on your coverage limits, …Yes, indeed! Hail is grouped with windstorms on a Lemonade renters or homeowners policy as a named peril: an insurance-covered event that could cause damage to your home or your property. So, let’s say hail damages your roof, causing a leak. Water soaks through your ceiling, damaging your clothes, furniture, and laptop.Life insurance is something most people have at least heard of, but not everyone understands who should get it and what it’s actually for. Contrary to what you might expect, life i...Lemonade’s landlord insurance is available to owners of condos and apartments in CA, NY, IL, TX, PA, NJ, and Washington, D.C., and starts at approximately $25/month. The price of landlord insurance differs depending on your home size, location, and cost to repair or rebuild. The security measures you have in place, like burglar alarms, or ...Lemonade Home Insurance Review: Service, Cost, & More (2024) Home. Insurance. Shop For Home Insurance. Lemonade Homeowners Insurance Review. …Personal liability cover usually starts at £1M, which means your insurer will pay up to £1M for the covered losses you’re responsible for. That may seem like a high number, but when you consider the cost of an accidental loss of life or serious injury on your property, it starts to look quite a bit smaller.Good news—getting covered in Texas isn’t tough. Lemonade can hook you up with a quote and policy in minutes, with rates as low as $5 a month. No papers to fill out, no headaches. And we even donate leftover money to charities at the end of every year. That’s a win/win for everybody. GET YOUR QUOTE.Lemonade’s Equipment Breakdown Coverage (EBC) boosts your coverage by covering your electronics and appliances in cases that most standard insurance policies don’t cover, after you’ve paid a flat $500 deductible. What’s more, Lemonade policyholders can even insure their fancier electronics —think big flat screen TVs, Bose stereo ...A record of your home can save you if you need to match a paint color or make an insurance claim. If you’ve ever struggled to match a paint color, buy the right lightbulb for your ...Even if you had that much money saved up in your cat’s emergency fund, you’d have to pay down the $10,000 bill, dollar for dollar, with your hard-earned money. But since you have pet insurance, your payment would look more like this: Lemonade pays: ($10,000 x 80%) – $250 = $7,750. You pay: $2,250.Yes, indeed! Hail is grouped with windstorms on a Lemonade renters or homeowners policy as a named peril: an insurance-covered event that could cause damage to your home or your property. So, let’s say hail damages your roof, causing a leak. Water soaks through your ceiling, damaging your clothes, furniture, and laptop.Lemonade Car offers several options for bodily injury liability coverage. The lowest option (and the minimum coverage amount required by Washington law) is $25,000/$50,000. From there, you could choose $50,000/$100,000, $100,000/$300,000, or $250,000/$500,000. For property damage liability coverage, Lemonade Car offers coverage starting at ... Team Lemonade. Get a quote. That’s a great question. Your household insurance policy (aka, your renters or homeowners policy) covers losses suffered by everyone living in your home and related to you by marriage, blood, or adoption. That means your children, husband, wife, partner, parents, etc. … you get it. Though a specific ingredient list is not listed, Mike’s Hard Lemonade’s website does answer a few questions on some ingredients. The alcohol is made from a fermented malt base as i... According to Bankrate, Nevada residents can get a pretty good deal when it comes to homeowners insurance rates. In Nevada, the average cost of homeowners insurance is around $822 per year. In comparison, the national average for homeowners insurance is $1,477. How much your homeowners insurance costs depends on your coverage limits, your ... 1. Download the app. 2. Answer a few hassle-free questions. 3. Get your insurance (and the peace of mind that comes with it) in seconds. To make sure you’re getting enough cover for your laptop (and everything else), double-checking your ‘contents cover’ will give you a clear picture of your policy.Water damage and your homeowners insurance coverage. First off, homeowners insurance includes a couple different types of coverages. Let’s break them down: There’s your ‘dwelling coverage,’ which insures the structure of your home (your house itself), and attached garage. So when it comes to water damage, your dwelling coverage can help ...The first year of homeowners insurance is paid as a lump sum, even if after that you’ll be paying on a monthly basis. Your homeowners insurance costs will often be included in the closing costs on your home. But don’t just assume this is the case. Clarify with your lender how your first year will be paid for. This information is usually ...When you’re looking for life insurance, one of the coverage options available is whole life. With whole life insurance, the insured person is covered for the remainder of their lif...Get the best-loved homeowners insurance in America. 100% digital. No paperwork, zero hassle. Starting at $25/month.The quality of life is high, there is excellent infrastructure, and the area feels expansive. Average rent: $1,209. GET RENTERS INSURANCE. Whether you're in Indiana to study, work, play, or anything in between, you might want to …Breaking down real property. Also known as real estate, this term refers to property that can be owned, occupied, transferred, or sold legally. As such, it’s something that your homeowners insurance will cover, as laid out in the terms of your policy. Real property refers to the land and any structures (your home, garage, etc.) attached to it.According to Bankrate, Massachusetts residents can get a pretty good deal when it comes to home insurance rates. In Massachusetts, the average cost of homeowners insurance is around $1,312 per year. In …Even if your trampoline is enormous and seems like a permanent structure, it’s not considered as part of “Other Structures”—that pertains to things like in-ground swimming pools or free-standing garages. Your trampoline would be included under the umbrella of personal property coverage, aka Coverage C.Scottsdale. $1,356. There’s no standard policy price when it comes to homeowners insurance. Your golfing buddy who lives in Scottsdale will have a totally different price than your cousin who owns a condo in Arcadia. On average, homeowners in Arizona pay around $810 per year for home insurance, compared to the national average of $1,173. According to Bankrate, Massachusetts residents can get a pretty good deal when it comes to home insurance rates. In Massachusetts, the average cost of homeowners insurance is around $1,312 per year. In comparison, the national average for homeowners insurance is $1,477. How much your homeowners insurance costs depends on your coverage limits ... Average review rating 9.4/10 on TrustPilot. Ease of use. Get insurance in 90 seconds. Get a claims payout in as little as 3 minutes. Application process. Fully online. Price. Renters insurance starts at $5 a month. Homeowners insurance starts at …Lemonade is a classic thirst quencher that has been enjoyed for generations. While it is easy to buy premade lemonade at the store, there is something special about making it from ...Learn how to get a quote, set up a policy, make changes, cancel, and file a claim with Lemonade renters and homeowners insurance. Find answers to common questions …Unlike any other insurance company, we take a flat fee from your premium, use the rest to pay claims, and give back what’s left to causes you care about. We gain nothing by delaying or denying claims, so we handle them quickly and fairly. Lemonade handles claims quickly and hassle-free, thanks to our powerful tech and devoted claims team.A tiny price, for a huge sigh of relief. Your future self will thank you. Lemonade Term Life, starting at $8/mo. Get a quote. Term Life Insurance: Starting from $8 a month Offered by Lemonade, America’s top rated insurance company. Sign up for term life coverage today.The cost of repairing fire damage depends on the extent of the damage. Fire damage restoration typically costs homeowners between $3,157 and $29,118, with a national average of $13,761, according to Home Advisor. Here’s a summary of fire damage treatments and their typical price ranges: Water damage and cleanup. $1,000-$3,900.SOME QUICK LEMONADE STATS. • Starts as low as $30/mo for car insurance, $5/mo for renters, $25/mo for homeowners, $12/mo for pet, and $9/mo for term life. • Financial rating of “A” exceptional. • 90 secs to get a policy through our app. • Super fast and easy to use. • Reinsured by the most trusted names on the planet. WHY LEMONADE ...Property and casualty insurance is provided by Lemonade Insurance Company (LIC), 5 Crosby St., 3rd floor, New York, NY 10013 or Metromile Insurance Company (MIC), 3080 N. Civic Center Plaza, Scottsdale, AZ 85251. Life Insurance provided by North American Company for Life and Health Insurance®, Administrative …Claims Settled Quickly: Many of the claims filed with Lemonade are handled by Lemonade's AI, Maya. Even better, most of those are handled within seconds. Low Premiums: Basic renters insurance starts at $5 per month, while homeowners insurance starts at $25 per month.The amount of coverage you get is determined by how many things you have and their value. As mentioned before, renters insurance covers temporary housing when your rental is no longer liveable due to cover loss, liability, and medical expenses. With a Lemonade policy, you can set coverage limits for these categories.Property and casualty insurance is provided by Lemonade Insurance Company (LIC), 5 Crosby St., 3rd floor, New York, NY 10013 or Metromile Insurance Company (MIC), 3080 N. Civic Center Plaza, Scottsdale, AZ 85251. Life Insurance provided by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, …Lemonade is a classic thirst quencher that has been enjoyed for generations. While it is easy to buy premade lemonade at the store, there is something special about making it from ...When title to your house is not clear, there is someone with a claim against the property. That claim can interfere with your ability to purchase title insurance, which makes the r... According to Bankrate, New Jersey residents can get a pretty good deal when it comes to homeowners insurance rates. In New Jersey, the average cost of homeowners insurance is around $751 per year. In comparison, the national average for homeowners insurance is $1,477. How much your homeowners insurance costs depends on your coverage limits ... American Family, Auto-Owners and USAA are also among our top picks. According to our analysis, the best renters insurance companies of March 2024 are: State Farm – Best for Price. Westfield ...On average, renters insurance in New York costs $14.60 per month. Take note that in New York City, the cost of renters insurance is above average, at $23.50/mo, with Brooklyn having the most expensive renters insurance rates (an average of $26.75/mo). But aside from location, there are tons of other parameters that factor into your renters ...Property and casualty insurance is provided by Lemonade Insurance Company (LIC), 5 Crosby St., 3rd floor, New York, NY 10013 or Metromile Insurance Company (MIC), 3080 N. Civic Center Plaza, Scottsdale, AZ 85251. Life Insurance provided by North American Company for Life and Health Insurance®, Administrative …
Homeowners insurance can give you back a normal life after your house or possessions are damaged or lost. Learn about whether you need homeowners insurance from this article. Adver.... Countries at epcot
Lemonade, typically made using lemon juice, water and sugar, does not naturally contain caffeine. However, some bottled beverages containing other ingredients in addition to lemona...Claims Settled Quickly: Many of the claims filed with Lemonade are handled by Lemonade's AI, Maya. Even better, most of those are handled within seconds. Low Premiums: Basic renters insurance starts at $5 per month, while homeowners insurance starts at $25 per month. Tree-related damage is covered if the cause is sudden and accidental. So if a windstorm causes a healthy tree in your backyard to topple and crush your storage shed, your Lemonade home insurance will kick in to compensate for the shed’s damage. If a tree in your neighbor’s backyard falls over and causes damage on your own property, rest ... Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*. * Subject to board discretion and the company meeting certain financial ... Nationwide, the average cost of landlord insurance is $1,288 per year, or about $107 per month, while the average cost of a renters insurance policy is $186 a year, or $15.50 a month. Lemonade offers landlord insurance policies starting at $25 per month, and Lemonade’s renters insurance coverage starts as low as $5 a month. On average, homeowners in New York pay around $107.25 per month for home insurance, compared to the national average of $97.75/month. There’s no standard policy price when it comes to homeowners insurance. Your college friend who lives in Long Island will have a totally different price than your cousin who owns a penthouse on the Lower East ... The coverage amounts for self-storage facilities vary depending on your state, and are only in place when you have an active, Lemonade renters or homeowners insurance policy. Lemonade will most likely cover around 10% of Coverage C (aka your Personal Property limit), or $1,000—depending on the state you live in. Home insurance covers you if your house is destroyed by a natural disaster or fire. You're probably also covered if someone steals your belongings or is hurt in your home. Limits a...With Lemonade, your tenants can get insured in seconds, change and update their coverages instantly through the Lemonade app, and get their claims handled in minutes. And you, the landlord, can get a rental property insurance policy (also referred to as a landlord insurance policy). It’s currently available for condo/ co-op owners in NY, IL ...For homeowners insurance, the condition of your home, its size, and its age can all affect premium price. (For renters insurance, this doesn’t make a difference.) Your claims history. If a policyholder has made a lot of insurance claims in the last 5–10 years, they’ll likely have to pay a higher premium. The cash value of your personal ...A record of your home can save you if you need to match a paint color or make an insurance claim. If you’ve ever struggled to match a paint color, buy the right lightbulb for your ...The national flood insurance program (NFIP) has been a government-subsidized flood coverage since 1968 for those living in locations at a high-risk for flooding. Until August 2021, the average annual premium for flood insurance was $739, but this modest amount might have been misleading to homeowners, as the price didn’t reflect the real risk ...A record of your home can save you if you need to match a paint color or make an insurance claim. If you’ve ever struggled to match a paint color, buy the right lightbulb for your ...Lemonade homeowners insurance is not available everywhere in the U.S., but it’s an inexpensive and convenient option for those who can use it. On This Page. Overview. … Lemonade is a new kind of insurance company powered by tech and driven by social good. We offer renters, homeowners, pet, and term life insurance throughout the United States, as well as home policies in Germany, the Netherlands, and France :sparkles: Explore for more info on what's available where, or just enter your email and we'll drop you a line when we get there! SOME QUICK LEMONADE STATS. • Starts as low as $30/mo for car insurance, $5/mo for renters, $25/mo for homeowners, $12/mo for pet, and $9/mo for term life. • Financial rating of “A” exceptional. • 90 secs to get a policy through our app. • Super fast and easy to use. • Reinsured by the most trusted names on the planet. WHY LEMONADE ... The (Almost) 5 Star Insurance Company. Lemonade has earned 4.9 stars in the App store, and is also top-rated by Supermoney, Clearsurance, and others. Brent. goforbrent. @Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏.Home insurance is an essential pillar among the personal protection solutions used by French consumers. To meet the expectations of customers, in particular younger generations, BNP Paribas Cardif is partnering with Lemonade to offer renters insurance. This B2C offer allows a simple and fluid client experience thanks to a 100% … Lemonade homeowners insurance cost. Lemonade’s homeowners insurance varies based on several factors, but policies start as low as $25 a month. The premium depends on where you live, the types ... According to Value Penguin, Houston residents can get a pretty good deal when it comes to homeowners insurance rates. In Houston, the average cost of homeowners insurance is around $1,030 per year. In comparison, the national average home insurance rates are $1,477. How much your homeowners insurance costs depends on your coverage limits, your ... .